How has this happened? Surely we can’t already be facing into a new decade! Many of us remember fondly the big party we were at on New Year’s Eve as we entered the new century – and all the worries about the Y2K bug that was going to bring the end to many IT systems across the globe. We’re coming up to the 20^th anniversary of that now…

In today’s era of consumerism on a grand scale, it can be hard to maintain a clear and constant perspective about the value of money. Many of us muddle along, surviving, making mistakes and getting by. However this is no example to give to the next generation who are likely to pick up on our behaviours and habits. Instead we need to carefully teach our children about how to act responsibly with money and to give them the best chance of building positive financial habits for life.

Here's a little toy to play with that shows the difficulty of beating the market!

Some very wise financial thoughts...

A nice and simple infographic about pensions in Ireland

If you’re looking for order in the markets, good luck with that.

Repaying debt means security and peace of mind. It gives us options and frees up cash flow.

Financial advice provides “meaningful” beneficial changes in behaviour, performance and financial outcomes.