This is the latest in our series of articles that consider the financial challenges for clients at a specific stage in life. This time we’re looking at people who are in their 50’s. This is a really important stage in your financial life as it is often the time in life of maximum income and the greatest opportunity to really build your wealth.

Let's face it, Income Protection is somewhat of a grudge purchase. While it still enjoys the benefit of tax relief at your marginal (highest) rate, it’s another household expense that none of us enjoy paying. After all, you’re paying for a benefit that you hope you never collect... 

Most of what I learned about investing has nothing to do with money.

Here are 4 quotes on bear market opportunities and the data behind their insights.

Never cashing out secures delusional immortality. The reality is the opposite. Missing one’s life is no consolation prize for fear of death.

This is a useful mental framework for investors.

“The more tied you are to a particular version of the future,” writer Shane Parrish warns, “the less likely you are to adapt as things unfold.”

Sometimes people make dumb financial decisions on purpose because it makes sense for them even if it doesn’t make sense to you.