We’d like to share a story with you that originated back in 1963 when published by the German writer, Heinrich Böll. It’s a very short story, but perfectly captures one of the key messages that we stress with our clients. The message is that while the amount of money you have or build up for the future is important, it is far more important to know the life that you want to lead and to have enough money to live that life.

Well there is no exhaustive list for this one – we’re going to set out the factors that we see as potentially having the biggest impacts, focusing on the factors that you have some control over – either yourself or more likely with some assistance from us.

Don't just react to market declines. Stick to the plan...

A useful guide for any novice investors...

Looking to cut expenses and save money on household bills? 

So what’s the upside of turning 65 and above?

Dealing with an unregulated firm or product could leave you with nowhere to turn to if things go wrong.

If you have some spare cash, should you pay off debt or invest? This is one view...